Terms Of Use

Credit Authorization
I hereby certify that the information given above is true, accurate and complete as at the statement date. I fully understand that such information shall be used to determine my credit worthiness. I understand that all information will be verified and any information that proves inaccurate may result in application being terminated, I authorize AUTO CHOICE SALES to obtain my Credit Report from one or more consumer Credit Reporting Agencies. I also consent to share my personal information with the credit reporting agencies. 

Please read these terms of use carefully before using the JC Approvals website. These terms of use are a binding agreement that governs use of the JC Approvals website, exempts jcapprovals.com and other persons from liability, specifies the jurisdiction for the resolution of disputes and contains other important provisions.

By using the JC Approvals website, you acknowledge and signify that you have read, understand, and agree to these terms of use. If you do not agree to these terms of use, then you may not use the JC Approvals website

Important: After filling out the form on our website you will be contacted by phone, email, SMS or all three by JC Approvals and/or up to three of our partners (eg auto dealerships and lenders). Additionally, you may be added to the JC Approvals email newsletter and that of our partners. These newsletters will contain information, tips and advice on auto and other finance-related topics as well as special promotions related to the same. You may withdraw your consent to receive email from JC Approvals by clicking the “unsubscribe” link located at the bottom of every email or emailing [email protected] with your request to be removed from our list. You may also withdraw your consent to receive email from each of our partners individually by clicking the “unsubscribe” link in their emails or by responding to any email received requesting to be removed from their list.

These Terms of Use relate to the Website only. Products and services advertised on or available through the Website are governed by other applicable agreements prescribed by JC Approvals or its corporate affiliates, including the JC Approvals General Terms of Service.

The Website may be used only by individuals (natural persons) who are located in Canada, are the age of majority (which in most jurisdictions is either 18 or 19 years) in the jurisdiction in which they live and are capable of forming a binding contract under applicable law. The Website may not be used by individuals who are located outside Canada. You may not use the Website if you do not accept and agree to these Terms of Use, if you have breached these Terms of Use or if your permission to use the Website has been suspended or terminated by JC Approvals.

The Website is for informational and educational purposes only. The Website is not intended to be a comprehensive or detailed statement concerning the matters addressed, and is not professional advice or recommendations (including financial, legal or other professional advice). It is your responsibility to obtain appropriate advice suitable to your particular circumstances from a qualified professional before acting or omitting to act based on any information obtained on or though the Website.

Restrictions on Use of Our Online Materials

All Online Materials on the JC Approvals site, including, without limitation, text, software, names, logos, trademarks, service marks, trade names, images, photos, illustrations, audio clips, video clips, and music are copyrighted intellectual property. All usage rights are owned and controlled by JC Approvals. You, the visitor, may download Online Materials for non-commercial, personal use only provided you 1) retain all copyright, trademark and propriety notices, 2) you make no modifications to the materials, 3) you do not use the materials in a manner that suggests an association with any of our products, services, events or brands, and 4) you do not download quantities of materials to a database, server, or personal computer for reuse for commercial purposes. You may not, however, copy, reproduce, republish, upload, post, transmit or distribute Online Materials in any way or for any other purpose unless you get our written permission first. Neither may you add, delete, distort or misrepresent any content on the JC Approvals site. Any attempts to modify any Online Material, or to defeat or circumvent our security features are prohibited. Everything you download, any software, plus all files, all images incorporated in or generated by the software, and all data accompanying it, is considered licensed to you by JC Approvals or third-party licensers for your personal, non-commercial home use only. We do not transfer title of the software to you. That means that we retain full and complete title to the software and to all of the associated intellectual-property rights. You’re not allowed to redistribute or sell the material or to reverse-engineer, disassemble or otherwise convert it to any other form that people can use.

Submitting Your Online Material to Us

All remarks, suggestions, ideas, graphics, comments, or other information that you send to FastAutoFinance.ca through our site (other than information we promise to protect under our privacy policy becomes and remains our property, even if this agreement is later terminated. That means that we don’t have to treat any such submission as confidential. You can’t sue us for using ideas you submit. If we use them, or anything like them, we don’t have to pay you or anyone else for them. We will have the exclusive ownership of all present and future rights to submissions of any kind. We can use them for any purpose we deem appropriate to our JC Approvals mission, without compensating you or anyone else for them. You acknowledge that you are responsible for any submission you make. This means that you (and not we) have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.

Limitation of Liability

JC Approvals will not be liable for any damages or loss that accompany or result from your use of any of its site. These include (but are not limited to) damages or loss caused by any: use of (or inability to use) the site use of (or inability to use) any site to which you hyperlink from our site failure of our site to perform in the manner you expected or desired error on our site omission on our site interruption of availability of our site defect on our site delay in operation or transmission of our site computer virus or line failure please note that we are not liable for any damages, including: damages intended to compensate someone directly for a loss or damages reasonably expected to result from a loss (known in legal terms as “consequential damages.”) Other miscellaneous damages and expenses resulting directly from a loss (known in legal terms as “incidental damages.”) We are not liable even if we’ve been negligent or if our authorized representative has been advised of the possibility of such damages or both. Exception: certain state laws may not allow us to limit or exclude liability for these “incidental” or “consequential” damages. If you live in one of those states, the above limitation obviously would not apply which would mean that you might have the right to recover these types of damages. However, in any event, our liability to you for all losses, damages, icauries, and claims of any and every kind (whether the damages are claimed under the terms of a contract, or claimed to be caused by negligence or other wrongful conduct, or they’re claimed under any other legal theory) will not be greater than the amount you paid if anything to access our site.

Links to Other Site

We sometimes provide referrals to and links to other World Wide websites from our site. Such a link should not be seen as an endorsement, approval or agreement with any information or resources offered at sites you can access through our site. If in doubt, always check the Uniform Resource Locator (URL) address provided in your WWW browser to see if you are still in a jcapprovals.com operated site or have moved to another site. JC Approvals is not responsible for the content or practices of third party sites that may be linked to our site. When JC Approvals provides links or references to other websites, no inference or assumption should be made and no representation should be inferred that JC Approvals is connected with, operates or controls these websites. Any approved link must not represent in any way, either explicitly or by implication, that you have received the endorsement, sponsorship or support of any JC Approvals site or endorsement, sponsorship or support of JC Approvals, including its respective employees, agents or directors.

Termination of This Agreement

This agreement is effective until terminated by either party. You may terminate this agreement at any time, by destroying all materials obtained from all JC Approvals websites, along with all related documentation and all copies and installations. jcapprovals.com may terminate this agreement at any time and without notice to you, if, in its sole judgment, you breach any term or condition of this agreement. Upon termination, you must destroy all materials. In addition, by providing material on our website, we do not in any way promise that the materials will remain available to you. And JC Approvals is entitled to terminate all or any part of any of its website without notice to you.

Jurisdiction and Other Points to Consider if you use our site from locations outside of Canada, you are responsible for compliance with any applicable local laws. These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the Ontario, Canada, as it is applied to agreements entered into and to be performed entirely within such jurisdiction. To the extent you have in any manner violated or threatened to violate JC Approvals and/or its affiliates’ intellectual property rights, JC Approvals and/or its affiliates may seek injunctive or other appropriate relief in any court in the province of Ontario, Canada, and you consent to exclusive jurisdiction and venue in such courts.

For more information, contact us at [email protected] .